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- Buy online in minutes or call now on 014003400
- Quality cover for your commercial van from €410 a year.*
*Based on 20% of our customers paying €410 or less a year for van insurance policies between 01/05/24 and 17/07/24.
We make insuring your van easy
Whether you’re a carpenter from Cork, electrician from Ennis or farmer from Fermoy, if you drive a van for work, Chill has you covered. Quickly, affordably and stress-free.
Do it all online or by phone
Unlike some insurance companies, you can get a van insurance quote online and buy your policy online too. If we can’t show you a quote on our website don’t worry, our team can also do this by phone.
Benefit from your car No Claims Discount
Have a claims-free history on your car insurance? We may be able to mirror your No Claims Discount (NCD) to your van and use it to reduce your premium. Plus, claiming on your van insurance won’t affect your car’s NCD.
Third party trailer cover
All our policies include third party trailer cover as standard, so you can tow a trailer from your van with added peace of mind.
Additional named drivers
Add up to 4 other named drivers to your policy, like your spouse or a member of your team.
Driving other vans?
We may be able to insure you to drive other commercial vans up to 2.5 tonnes, providing you have permission from the main drivers.
Not just vans
If you use other commercial vehicles for work like Jeeps, Pick-ups, Flatbeds, Double Cabs or Land Rovers we can still give you a competitive quote.
Optional extras
On top of our standard features for commercial van insurance, we offer a full range of additional benefits and features.
- Motor rescue
- Step back bonus protection
- Full bonus protection
- Windscreen cover
- Open drive
- Replacement locks
Why choose Chill for your Van Insurance?
Simply great value
We do the leg work, searching the market to get you the best deal — so you can chill. Simplifying insurance has been our mission since we launched in 2007.
Irish customer support
From making a claim to updating your policy, our friendly team is based right here in Dublin.
Trusted by thousands
Backed by 2000+ 5 star independent customer reviews on Trustpilot and Google.
You’re in safe hands
We’re regulated by the Central Bank of Ireland and are members of Brokers Ireland too.
Refused Van Insurance? We Can Help
If you’re struggling to get covered, you've come to the right place. We can issue specialist policies if, for example, your van is modified or you have penalty points or even a past criminal conviction.
Call01 799 8804
Emailvaninsurance@chill.ie
What type of van insurance do I need?
With the various types of van insurance policies to choose from, it can be difficult to understand which one is right for you.
Comprehensive cover is the best type of policy because it covers not only other people and their vehicles, but your own vehicle too. Third-party only covers other people, and third party, fire and theft also covers your van if it’s stolen or catches fire.
| What is covered? | Comprehensive | Third party, fire and theft |
|---|---|---|
| The cost of damage to other people and their property |
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| A stolen vehicle |
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| A vehicle damaged by fire |
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| The cost of repairs to your van |
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| The cost if your van is written off |
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Our Insurers
In order to get you on the road with the right van insurance policy, we work with reputable and trusted insurance providers.
Each one is regulated by the Central Bank of Ireland to give you peace of mind, and we use them to find you the best van insurance deals.
Money-saving tips
Choosing the right level of van insurance can often feel like you need to break the bank. Here are 4 tips from our team for lowering your premium.
- Do you need Open Drive? - Our policies allow you to add up to 4 drivers, so you only pay for the drivers you want. This could reduce your premium compared to choosing an open driver policy.
- Increase the excess - Raising your policy excess can lower your premium, especially if you’ve been claim-free for a number of years.
- No extras, no extra costs - Although we do recommend protecting your no claims bonus, it is an additional cost. We recommend that you only choose to have a protected no claims bonus if you really need it, as it may increase your premium.
- Go Green - Switch to an electric van and you could qualify for a grant from the Sustainable Energy Authority of Ireland.
Want more tips that could help save you money on your van insurance?
Learn more
What our customers say
Frequently asked questions
Commercial van insurance is a type of van insurance that covers the extra risks of using your vehicle for work purposes. It ensures you're protected if something goes wrong while you're on the road. For specific details on what your policy covers, please check your policy documents.
Just like a private car policy, our insurers offer three types of cover for commercial vans:
- Fully comprehensive: protects you against third party claims and accidental damage to your van.
- Third party only: covers damage your van may cause to another person or their property.
- Third party fire and theft: adds protection for fire damage and theft to your van.
You’ll need to provide your:
- Vehicle details including the registration number, make, model, and any modifications (your logbook should contain these). You’ll also need to tell us how you use your van (for example, what business purpose).
- Personal details including your name, age, address and job.
- Driving history including any no claims discount you’ve built up, previous claims history and any convictions.
No, VAT is not charged on your van insurance premiums, so you cannot claim it back.
It's unlikely that you will be able to drive a van with your car insurance policy. That’s because usually, you need specific insurance for each vehicle you drive. If you're not sure, check your car insurance policy for full details.
Although van insurance and car insurance policies may seem similar there are some key differences. This includes options for personal belongings cover, trailer cover, multiple named drivers or open drive cover so that you can tailor your van insurance policy to your specific needs.
If you have a large fleet of vehicles, fleet insurance may be a better option. Check out our business insurance policies for more details.
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